When many think about buying new furnishings, the focus is on how to get both stylish and affordable furniture. You may think this is a hard combination to find. But one good way to make any furniture be affordable furniture is to look at it from a financing or leasing point of view. That way you don’t have to pay for it all up front, but can spread out the payments over time. At Grand Home Furnishings we have several affordable furniture financing or lease and payment options to meet your needs. So, no matter if you have perfect credit or not so perfect, we have options to make affording your new furniture a possibility.
Types of Finance Options Available
We have a number of finance options that give you affordable furniture now without having to pay for it all at once.
Grand Home Furnishings Credit Card Option
This is a revolving line of credit with approved credit by Wells Fargo. It gives you the ability to make repeat purchases and gives you an easy-to-use online account management.
Convenient Monthly Payment Options

We have a variety of plans with financing charges built into your monthly payment and a set payoff date.
No Credit Needed
Our 90-Day purchase/lease plan is always available. All you need is an initial payment and there is no credit needed.
Lease to Own
This is a flexible payment plan that allows you to pay as you go with no credit needed.
Layaway Option
You can layaway your furniture with no credit needed. You just need to make a minimum monthly payment and pay it in full after 120 days. 10% down payment required at time of purchase and a minimum 10% payment (on remaining balance total) is due every 30 days.
Get Pre-Qualified Before You Shop

Now that you know our options where do you start? Go to our website’s main menu and click
FINANCING OPTIONSon the top right navigation (or click the
link here). You’ll be directed to our financing page where you can pre-qualify yourself before even beginning your shopping journey. Choose the Grand
store locationnearest you and if you are pre-qualified, you’ll receive a code. To finish the process just come into our store and enter the code into the store kiosk and it’ll walk you through what are your affordable furniture financing or leasing options – hassle free! No matter which finance option works best for you, know that there are always many different ways for to make your purchase an affordable furniture purchase, without having to come up with the cash up front. Deals and special financing plans are always changing, so I would highly recommend that you always check with the store to see what affordable options they have for you.
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